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Graduate Student Assistant
Loan Deferral Information

Graduate Students and Loans
Graduate students (including those with fellowships) who have never gone into loan repayment, must be half-time to defer loan repayment: Ph.D. - 3 credits
Master's - 5 credits
Graduate students, not on a graduate assistantship (but including those with fellowships) who have begun repayment in the past must be full-time to defer Federal loan repayment: Ph.D. - 6 credits
Master's - 9 credits
Graduate students must be enrolled at least 1/2 time to be eligible for Federal loans: Ph.D. - 3 credits
Master's - 5 credits
Graduate Assistants and Loans
Graduate Assistants are reported by MSU as full-time as long as they meet the minimum registration required to have the assistantship to defer repayment: Ph.D. - 3 credits
Master's 6 credits
Graduate Assistants must be enrolled as 1/2 time to be eligible for Federal loans: Ph.D. - 3 credits
Master's - 5 credits
Last Updated: 03/10/2006

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